Express Oil Change Credit Card

Use the Express Card for all your auto care and maintenance needs.

Your car is a complex, amazing machine that requires all kinds of belts, hoses, filters, fluids, and other mechanical and technical bits to keep running safely and properly. With affordable auto service financing, you’ll never have to skip a service or not replace a part. You can give your car the care and service it needs, when it needs it.

Why choose the Express Card?

You rely on your car — probably single every day. With the Express Card, you don’t have to worry about unexpected auto-related expenses. You’ll always be able to pay — quickly, easily and affordably. You’ll also have access to special financing and exclusive cardholder rebates throughout the year. Get Prequalified with no impact on your credit score.

Take advantage of all the benefits our Express Card offers.

• Get 6 or 12 months special financing on purchases of $199-$749.99 (6 months) or $750+ (12 months) made with your Express Card*

• Use it at auto parts, service businesses and gas stations nationwide**

• Enjoy affordable, convenient monthly payments. You can estimate monthly payments with the Synchrony Payment Calculator

• Pay no annual fee***

• Get a credit decision within minutes

• Manage your account online

*Subject to credit approval. Min. monthly payments required. We reserve the right to discontinue or alter terms of this offer at any time. See store for details.
**Gas purchases not eligible for promotional financing. Subject to credit approval. Valid everywhere Synchrony Car Care is accepted in the U.S. & P.R. Visit mysynchrony.com/carcare to find a gas station near you.
***For New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more.
****[A Promo Fee does not apply to this offer.] Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing.