Express Oil Change Credit Card

Care for your car — without hurting your wallet — with auto service financing.

Whether it’s gas, routine maintenance or major repairs, caring for your car can easily add up. But with the Express Card, you can make sure you keep your car in top condition without cleaning out your checking account.

Use the Express Card for all your auto care and maintenance needs.

Your car is a complex, amazing machine that requires all kinds of belts, hoses, filters, fluids, and other mechanical and technical bits to keep running safely and properly. With affordable auto service financing, you’ll never have to skip a service or not replace a part. You can give your car the care and service it needs, when it needs it.

Why choose the Express Card?

You rely on your car — probably single every day. With the Express Card, you don’t have to worry about unexpected auto-related expenses. You’ll always be able to pay — quickly, easily and affordably. You’ll also have access to special financing and exclusive cardholder rebates throughout the year. Get Prequalified with no impact on your credit score.

Take advantage of all the benefits our Express Card offers.

  • Get 6 or 12 months special financing on purchases of $199-$749.99 (6 months) or $750+ (12 months) made with your Express Card*

  • Use it at auto parts, service businesses and gas stations nationwide**

  • Enjoy affordable, convenient monthly payments. You can estimate monthly payments with the Synchrony Payment Calculator

  • Pay no annual fee***

  • Get a credit decision within minutes

  • Manage your account online

*Subject to credit approval. Rebate in the form of a Synchrony Visa Prepaid Card. One rebate per qualifying purchase valid at participating U.S. locations. The physical Visa Prepaid Card will be sent to your U.S. mailing address within 8 weeks or the virtual card will be emailed to the email address provided within 5–7 business days after receipt of the completed rebate form. If the Visa Prepaid Card is not received after 8 weeks, call 1-833-215-9250 or visit synchronycarcarerebates.com to inquire about status. If the Visa Prepaid Card is not received, you must inquire no later than 12/16/2025 or all rights hereunder will expire. See rebate form or store for details. This offer is void where prohibited. Synchrony Bank is not responsible for lost, damaged, illegible, postage due or delayed mail.
Use your Visa Prepaid Card wherever Visa debit cards are accepted in the U.S. The card may not be used at any merchant, including internet and mail or telephone order merchants, outside of the U.S. Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. This is not a gift card or gift certificate. You have received this card as a gratuity without the payment of any monetary value or consideration. The funds associated to your Physical/Virtual Prepaid Card are valid for up to 6 months and are stated on the front of the card. After the expiration date, you will not be able to use this Card, and any remaining Card funds will revert and be returned to the promotional provider. Card terms and conditions apply. The Express Oil Change & Tire Engineers credit card is not a Bancorp product or service, nor does Bancorp endorse this offer.
**Subject to credit approval. Minimum monthly payments required. See store or website for details. Gas station purchases are not eligible for Promotional Financing.

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